How to sign up for Medicare during your Initial Enrollment Period?

Determine your eligibility: Confirm that you meet the eligibility requirements for Medicare, which typically include being 65 years old or older, or qualifying due to a disability or specific medical condition.

Understand the enrollment periods: Know the timeframe for your IEP. It begins three months before your 65th birthday month and lasts for a total of seven months, ending three months after your birthday month.

Gather necessary information: Collect the required documents and information, such as your Social Security number, proof of U.S. citizenship or legal residency, and information about your current healthcare coverage, if applicable.

Choose your coverage options:

• Original Medicare (Parts A and B): Enroll in Medicare Parts A and/or B by contacting the Social Security Administration (SSA) through their website, phone, or by visiting a local SSA office. You can find their contact information on the official Social Security website.
• Medicare Advantage (Part C) or Prescription Drug (Part D) Plans: If you prefer Medicare Advantage or Part D coverage, you can enroll directly with a private insurance company that offers these plans. Use the Medicare Plan Finder tool on our website to compare and choose a plan that suits your needs.

Apply for Medicare:

• If you are already receiving Social Security benefits: In most cases, you will be automatically enrolled in Medicare Parts A and B. You will receive your Medicare card in the mail about three months before your 65th birthday or your 25th month of disability benefits.
• If you are not receiving Social Security benefits: You need to proactively sign up for Medicare. You can apply online on the SSA website, call the SSA office, or visit a local SSA office to complete an application.

Review and confirm your coverage: Once you’ve completed the enrollment process, carefully review the details of your coverage, including effective dates, premiums, and any additional benefits or services.