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Protect your paycheck

Where would you get your next paycheck if you couldn’t work because you were injured or disabled? 

The following are three types of income that could be relied on as income if you had a qualifying disability.

State Disability

Some states offer disability income benefits to replace a portion of your income if you can’t work for some time. 

Social Security SSI

Is a Federal income supplement program for individuals that have been disabled over 12 months and considered as a permanent disability

Insurance Policy

Set up an insurance policy so you can control how much and how long your income will be replaced. Click now to get a quote.

How many paychecks can you skip before you run out of savings?


Disability planning is crucial to ensuring a stable lifestyle for you and your loved ones while working. Your planning should give you peace of mind. Knowing that your financial stability would stay intact if your income were to stop due to an injury or illness.

paycheck protect

Not everyone needs insurance,
 but no one should go without a plan.

Not everyone needs insurance,
 but no one should go without a plan.

The average American paycheck, after taxes, is

$5,603 per month

The average American spends

Monthly Premium of $5,102 dollars

The median savings account in America is

$5,200 dollars

Get A Disability Income Needs Analysis Today!

income analysis

Disability planning needs depend on each individual’s income and job duties. That’s why our licensed Policy Engineers take an in-depth look at your situation to determine your actual disability income needs. You can do all this online from the comfort of your home. Get a free disability income evaluation today!


What Is Disability Insurance?

Disability insurance is a form of insurance that ensures if someone is unable to work due to an injury or illness, they will still have income.

Disability insurance policies pay policyholders up to a maximum dollar amount set by the policy owner at the time of purchase based on their income.

There are two types of disability insurance styles. Short Term Disability Insurance and Long Term Disability Insurance. Deciding on which type of disability insurance to get is different for each individual, so be sure to make a comparison before deciding on a policy.

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Flip The Tiles

What’s the average length of a disability?

More than one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach the full retirement age of 67.

Don’t follow the herd.

At least 51 million working adults in the United States are without disability insurance other than the basic coverage available through Social Security.

Three months go by in the blink of an eye.

Only 48 percent of American adults indicate they have enough savings to cover three months of living expenses if they’re not earning any income.

Don’t get caught with empty pockets.

Almost half of the American adults indicate they can’t pay an unexpected $400 bill without taking out a loan or selling something to do so.