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Disability Insurance – PolicyEngineer

Disability Insurance

If you were to experience an injury or disability, where would your salary come from? Protect your most valuable asset—your income.

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Your income is rather important. Terribly wise to protect it.

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Three income sources for those with qualifying disabilities.

State Disability

Some states offer disability income benefits to replace a portion of your income if you can’t work for some time.

Social Security SSI

A Federal income supplement program for individuals that have been disabled over 12 months and considered as a permanent disability.

Insurance Policy

A disability insurance policy purchased from an insurance company to provide monthly income if you’re unable to work.

Why Disability Insurance Matters

Statistics show that 1 in 4 workers will experience a disability during their working years. Without proper coverage, a disability can devastate your finances and impact your family’s well-being.

  • Replace up to 60-70% of your income if disabled
  • Coverage for both short-term and long-term disabilities
  • Protection for your family’s financial security
  • Tax-free benefits when you pay premiums with after-tax dollars
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Protect Your Income

Your ability to earn income is your most valuable asset. Protect it with disability insurance.

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1 in 4

Workers will be disabled before retirement

90%

Of disabilities are caused by illness, not accidents

34.6

Months is the average disability claim duration

Ready to protect your income?

Talk with a licensed Policy Engineer to find the right disability coverage for your needs and budget.

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