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We can all remember that sense of freedom we felt with our first paycheck, and the last thing on our minds since that day is the risk of losing our income.

*Time lost from work due to a medical condition or the cost of long-term care in retirement is among the leading causes of bankruptcies in America.

*A study published in the¬†American Journal of Public Health¬†in 2019 found that 66.5% of bankruptcies in the U.S. were due to medical issues, like being unable to pay high bills or time lost from work. Based on our founders’ industry experience, long-term care expenses are a leading contributor to running out of savings in retirement.